Our Services

Auto and Personal Loans

Loan services

With a personable perspective

Coastal Finance Company Inc. (CFC)  strives to be the very best we can be by INVESTING IN PEOPLE.

Our professional teams take pride in working with our clients to help them with their financial needs by treating them the way we would want to be treated.

CFC provides Personal loans from $500 to $15,000, and Auto Financing to $25,000. The applications can be submitted online, by phone or in person at the branch closest to you.

For more than 44 years, Coastal Finance Company has enjoyed helping our friends in eastern North Carolina with the money they need to navigate through life’s events. Our quick, painless process can grant you the personal loan you need to get through an unexpected tough patch – or to enjoy a once in a lifetime opportunity.

It’s our mission to make the process easy and painless for you. We’ll work one-on-one with you today to walk you through a few questions. Soon you’ll have the money you need, sometimes the same day!

Personal loans can be used for events such as

  • medical bills
  • car repairs
  • appliances
  • bill consolidations
  • funerals
  • other emergencies and surprises

They can also be used for planned events and fun, such as

  • vacations
  • weddings
  • home improvements

We’re a team of experienced and caring experts in lending. The process starts with an online application or just a phone call.

You’ll need

  • to be at least 18 years old
  • to live within a 40-mile radius of one of our 5 locations
  • to have lived in this area for at least one year
  • verifiable income of $1500/month net
  • a valid NC driver license or photo ID
  • some form of approved collateral for securing your loan

Please Note: If you choose to make your consumer loan payment online using a debit or credit card, you will be charged a $4.95 electronic transaction fee (also known as a convenience fee) which is paid to the third party vendor for processing the payments. In order to avoid this fee, you can make your payment via cash, check, check by phone, auto draft or come to the office to make a debit/credit card payment.

Get started today!

Let us help you with your next vehicle loan

Whether it’s a new model or a new to you CFC wants to take the loan worry off your plate. For more than 40 years we have joined with our friends and neighbors throughout Eastern North Carolina to help finance new or used vehicles.

The application process is fast and simple. Get started today by applying online or calling the closest branch location.

Applying is Quick and Simple

You can apply online, on the phone, or in person.